Online Banking

I get two pension checks deposited to my bank account every month.  They are ALWAYS ontime or early if payday is a weekend.   I love online banking when it comes to paying bills and monitoring account activity.  I definitely check my online banking more than I would if I had to deal with it in person or by phone—perhaps even slightly OCD about doing that.

I am blessed to have a checking account at the bank of my choice conveniently located less than 10 minutes away in 3 different directions.   It would suck to be poor, not have a regular bank account and get charged somewhere between 3 and 20% of each check to cash them like how it is for some huge fraction of people in the US and around the world.

I am grateful for online banking and electronic fund transfers.   It decreased my stamp usage like how the advent of cars cut down on the use of horses for transportation.